\u0634\u0647\u062f\u062a \u0628\u0648\u0631\u0635\u0629 \u0639\u0645\u0651\u0627\u0646 \u0646\u0645\u0648\u0627\u064b \u0645\u0637\u0631\u062f\u0627\u064b \u0641\u064a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629\u060c \u0625\u0630 \u0627\u0631\u062a\u0641\u0639\u062a \u0645\u0646 24 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0641\u064a 26 \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2024 \u0625\u0644\u0649 26.4 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u062d\u062a\u0649 10 \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025.<\/p>\n
<\/p>\n
\u0648\u0642\u062f \u0647\u064a\u0645\u0646 \u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0644\u0649 \u0627\u0644\u0635\u062f\u0627\u0631\u0629\u060c \u062d\u064a\u062b \u062c\u0627\u0621\u062a \u0633\u0628\u0639 \u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u0623\u0635\u0644 \u0623\u0643\u0628\u0631 \u0639\u0634\u0631 \u0634\u0631\u0643\u0627\u062a \u0645\u062f\u0631\u062c\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639. \u0648\u062a\u0635\u062f\u0651\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0631\u0628\u064a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0628\u0623\u0635\u0648\u0644 \u0628\u0644\u063a\u062a 71.2 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0648\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0648\u0635\u0644\u062a \u0625\u0644\u0649 5.3 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
\u0648\u062c\u0627\u0621\u062a \u0634\u0631\u0643\u0629 \u0645\u0646\u0627\u062c\u0645 \u0627\u0644\u0641\u0648\u0633\u0641\u0627\u062a \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 (JPMC) \u0641\u064a \u0627\u0644\u0645\u0631\u062a\u0628\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u0648\u0647\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0623\u0639\u0644\u0649 \u0642\u064a\u0645\u0629 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629\u060c \u0628\u0642\u064a\u0645\u0629 \u0633\u0648\u0642\u064a\u0629 \u0628\u0644\u063a\u062a 6 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0639\u0627\u0645 2024\u060c \u062d\u0642\u0642\u062a \u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u062c\u0629 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0628\u0644\u063a\u062a 23.3 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631\u060c \u0648\u0633\u062c\u0651\u0644\u062a \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0628\u0642\u064a\u0645\u0629 3.4 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631\u060c \u0648\u0627\u0645\u062a\u0644\u0643\u062a \u0623\u0635\u0648\u0644\u0627\u064b \u0645\u062c\u0645\u0639\u0629 \u062a\u064f\u0642\u062f\u0651\u0631 \u0628\u0646\u062d\u0648 176 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
\u0623\u0645\u0627 \u0623\u0643\u0628\u0631 \u0639\u0634\u0631 \u0634\u0631\u0643\u0627\u062a \u0648\u062d\u062f\u0647\u0627\u060c \u0641\u0642\u062f \u0634\u0643\u0651\u0644\u062a \u0645\u0627 \u0645\u062c\u0645\u0648\u0639\u0647 14.8 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u06483 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u0623\u0631\u0628\u0627\u062d\u060c \u0641\u064a\u0645\u0627 \u0628\u0644\u063a\u062a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0647\u0627 20.3 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631\u060c \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0623\u0635\u0648\u0644 \u0645\u062c\u0645\u0651\u0639\u0629 \u0648\u0635\u0644\u062a \u0625\u0644\u0649 138.1 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
\u0627\u0644\u0645\u0646\u0647\u062c\u064a\u0629<\/p>\n
\u062a\u0645 \u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062c\u0645\u0639\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u062c\u0629 \u0641\u064a \u0628\u0648\u0631\u0635\u0629 \u0639\u0645\u0651\u0627\u0646\u060c \u0648\u0627\u0633\u062a\u0646\u062f\u062a \u0625\u0644\u0649 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a\u060c \u0648\u0627\u0644\u0623\u0635\u0648\u0644\u060c \u0648\u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0645\u064f\u0639\u0644\u0646\u0629 \u0644\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a 2024\u060c \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0641\u064a 10 \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025. \u0648\u0642\u062f \u062a\u0645 \u0625\u0639\u0637\u0627\u0621 \u0648\u0632\u0646 \u0645\u062a\u0633\u0627\u0648\u064d \u0644\u0643\u0644 \u0645\u0639\u064a\u0627\u0631 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631. \u0648\u0642\u062f \u062d\u0635\u0644\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0648\u062a \u0641\u064a \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0646\u0642\u0627\u0637 \u0639\u0644\u0649 \u0627\u0644\u062a\u0631\u062a\u064a\u0628 \u0646\u0641\u0633\u0647.<\/p>\n
<\/p>\n
\u0643\u0645\u0627 \u062a\u0645 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0645 \u062a\u0641\u0635\u062d \u0639\u0646 \u0628\u064a\u0627\u0646\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0642\u0642\u0629 \u0644\u0644\u0639\u0627\u0645 \u0627\u0644\u0643\u0627\u0645\u0644 2024 \u062d\u062a\u0649 10 \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025. \u0648\u062a\u0645 \u0627\u0639\u062a\u0645\u0627\u062f \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0646\u0641\u0633\u0647.<\/p>\n
<\/p>\n
1. \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0631\u0628\u064a<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 4 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 5.3 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 71.2 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0651\u0633 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0631\u0628\u064a \u0639\u0627\u0645 1930 \u0641\u064a \u0641\u0644\u0633\u0637\u064a\u0646\u060c \u062b\u0645 \u0646\u0642\u0644 \u0645\u0642\u0631\u0647 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0625\u0644\u0649 \u0639\u0645\u0651\u0627\u0646 \u0639\u0627\u0645 1948. \u0648\u0628\u0644\u063a \u0639\u062f\u062f \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0643 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645 189 \u0641\u0631\u0639\u0627\u064b\u060c \u0645\u0646\u0647\u0627 68 \u0641\u0631\u0639\u0627\u064b \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0631\u062f\u0646 \u062d\u062a\u0649 \u062f\u064a\u0633\u0645\u0628\u0631\/ \u0643\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0648\u0644 2024.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0623\u0643\u062a\u0648\u0628\u0631\/ \u062a\u0634\u0631\u064a\u0646 \u0627\u0644\u0623\u0648\u0644 2024\u060c \u0623\u0637\u0644\u0642\u062a \u0630\u0631\u0627\u0639\u0647 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0634\u0631\u0643\u0629 \u0623\u0643\u0627\u0628\u0633 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (ACABES) \u0645\u0646\u0635\u0629 (Omnify)\u060c \u0648\u0647\u064a \u0645\u0646\u0635\u0629 \u0628\u0631\u0645\u062c\u064a\u0629 \u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (API) \u0628\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0628\u0646\u0643 \u0643\u062e\u062f\u0645\u0629 (Banking-as-a-Service)\u060c \u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0634\u0631\u064a\u0643\u0629 \u062a\u0642\u062f\u064a\u0645 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u062f\u0645\u062c\u0629 \u0644\u0639\u0645\u0644\u0627\u0626\u0647\u0627.<\/p>\n
<\/p>\n
\u0648\u0642\u062f \u0633\u062c\u0651\u0644\u062a \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0641\u064a \u0639\u0627\u0645 2024\u060c \u0645\u062d\u0642\u0642\u0629 \u0646\u0645\u0648\u0627\u064b \u0645\u0644\u062d\u0648\u0638\u064b\u0627 \u0628\u0646\u0633\u0628\u0629 21% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642.<\/p>\n
<\/p>\n
2. \u0634\u0631\u0643\u0629 \u0645\u0646\u0627\u062c\u0645 \u0627\u0644\u0641\u0648\u0633\u0641\u0627\u062a \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 (JPMC)<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u062a\u0639\u062f\u064a\u0646 \u0648\u0635\u0646\u0627\u0639\u0627\u062a \u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0627\u0644\u0645\u0648\u0627\u0631\u062f<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 6 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 1.7 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 645 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 3 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0651\u0633\u062a \u0634\u0631\u0643\u0629 \u0645\u0646\u0627\u062c\u0645 \u0627\u0644\u0641\u0648\u0633\u0641\u0627\u062a \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 \u0639\u0627\u0645 1949\u060c \u0648\u062a\u0639\u0645\u0644 \u0641\u064a \u0645\u062c\u0627\u0644\u064a \u0627\u0644\u062a\u0639\u062f\u064a\u0646 \u0648\u062a\u0635\u0646\u064a\u0639 \u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u0627\u0644\u0641\u0648\u0633\u0641\u0627\u062a\u064a\u0629. \u0648\u0642\u062f \u0628\u0644\u063a\u062a \u0643\u0645\u064a\u0629 \u0627\u0644\u0641\u0648\u0633\u0641\u0627\u062a \u0627\u0644\u062c\u0627\u0641 \u0627\u0644\u062a\u064a \u0623\u0646\u062a\u062c\u062a\u0647\u0627 \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u064a \u0639\u0627\u0645 2024 \u0646\u062d\u0648 11.5 \u0645\u0644\u064a\u0648\u0646 \u0637\u0646\u060c \u0628\u064a\u0646\u0645\u0627 \u0648\u0635\u0644\u062a \u0645\u0628\u064a\u0639\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0625\u0644\u0649 11.3 \u0645\u0644\u064a\u0648\u0646 \u0637\u0646\u060c \u0628\u0632\u064a\u0627\u062f\u0629 \u0642\u062f\u0631\u0647\u0627 100 \u0623\u0644\u0641 \u0637\u0646 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642.<\/p>\n
<\/p>\n
\u0648\u062a\u0642\u0648\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u062d\u0627\u0644\u064a\u0627\u064b \u0628\u0625\u0637\u0644\u0627\u0642 \u0645\u0634\u0631\u0648\u0639 \u062c\u062f\u064a\u062f \u0628\u0642\u064a\u0645\u0629 120 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u064a\u062f\u064a\u0629 \u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0641\u0648\u0633\u0641\u0627\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062a\u0639\u0648\u064a\u0645\u060c \u0628\u0637\u0627\u0642\u0629 \u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0633\u0646\u0648\u064a\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 \u0645\u0644\u064a\u0648\u0646\u064a \u0637\u0646.<\/p>\n
<\/p>\n
3. \u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0643\u0627\u0646<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 1.6 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 942 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 212 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 13 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0651\u0633 \u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0639\u0627\u0645 1973\u060c \u0648\u064a\u0642\u062f\u0651\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 104 \u0641\u0631\u0648\u0639 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0631\u062f\u0646\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 16 \u0641\u0631\u0639\u0627\u064b \u0641\u064a \u0643\u0644 \u0645\u0646 \u0641\u0644\u0633\u0637\u064a\u0646 \u0648\u0627\u0644\u0628\u062d\u0631\u064a\u0646\u060c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0634\u0631\u0643\u0627\u062a \u062a\u0627\u0628\u0639\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646 \u0648\u0633\u0648\u0631\u064a\u0627 \u0648\u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0648\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0648\u0630\u0644\u0643 \u062d\u062a\u0649 \u0639\u0627\u0645 2024.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025\u060c \u0623\u0628\u0631\u0645 \u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0628\u0642\u064a\u0645\u0629 75 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0645\u0639 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0625\u0639\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 (EBRD)\u060c \u0628\u0647\u062f\u0641 \u062f\u0639\u0645 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u062a\u0646\u0627\u0647\u064a\u0629 \u0627\u0644\u0635\u063a\u0631 \u0648\u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629.<\/p>\n
<\/p>\n
4. \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0628\u0646\u0643<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 734 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 979 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 226 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 11.6 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0651\u0633 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0628\u0646\u0643 \u0639\u0627\u0645 1995\u060c \u0648\u0627\u0633\u062a\u062d\u0648\u0630 \u0641\u064a \u0639\u0627\u0645 2005 \u0639\u0644\u0649 \u062d\u0635\u0629 \u0623\u063a\u0644\u0628\u064a\u0629 \u0628\u0644\u063a\u062a 61.85% \u0641\u064a \u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0639\u0631\u0627\u0642\u064a (NBI). \u0648\u0641\u064a \u0639\u0627\u0645 2022\u060c \u0631\u0641\u0639 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0628\u0646\u0643 \u0631\u0623\u0633\u0645\u0627\u0644\u0647 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0635\u062f\u0627\u0631 \u0623\u0633\u0647\u0645 \u062c\u062f\u064a\u062f\u0629 \u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a (PIF)\u060c \u0627\u0644\u0630\u064a \u0627\u0633\u062a\u062d\u0648\u0630 \u0639\u0644\u0649 \u062d\u0635\u0629 \u0646\u0633\u0628\u062a\u0647\u0627 24% \u0641\u064a \u0627\u0644\u0628\u0646\u0643.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025\u060c \u062f\u062e\u0644 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a \u0634\u0631\u0627\u0643\u0629 \u0645\u0639 \u0645\u0632\u0648\u062f \u062d\u0644\u0648\u0644 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a “Falcons Soft” \u0628\u0647\u062f\u0641 \u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0623\u0646\u0638\u0645\u0629 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 (POS) \u0648\u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0645\u062a\u0637\u0648\u0631\u0629 \u0644\u0644\u062a\u062c\u0627\u0631 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0623\u0631\u062f\u0646.<\/p>\n
<\/p>\n
\u0648\u062d\u062a\u0649 \u062f\u064a\u0633\u0645\u0628\u0631\/ \u0643\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0648\u0644 2024\u060c \u0628\u0644\u063a \u0639\u062f\u062f \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0643 \u0646\u062d\u0648 66 \u0641\u0631\u0639\u0627\u064b\u060c \u0648\u062a\u0646\u062a\u0634\u0631 \u0639\u0645\u0644\u064a\u0627\u062a\u0647 \u0641\u064a \u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0631\u062f\u0646 \u0648\u0627\u0644\u0639\u0631\u0627\u0642 \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a. \u0648\u0642\u062f \u0627\u0631\u062a\u0641\u0639 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0628\u0623\u0643\u062b\u0631 \u0645\u0646 50% \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2024\u060c \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 226 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
5. \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0631\u062f\u0646\u064a \u0627\u0644\u0643\u0648\u064a\u062a\u064a (JKB)<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 558 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 749 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 274 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 7.9 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0651\u0633 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0631\u062f\u0646\u064a \u0627\u0644\u0643\u0648\u064a\u062a\u064a \u0639\u0627\u0645 1976\u060c \u0648\u0628\u0644\u063a \u0639\u062f\u062f \u0641\u0631\u0648\u0639\u0647 \u062d\u062a\u0649 \u062f\u064a\u0633\u0645\u0628\u0631\/ \u0643\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0648\u0644 2024 \u0646\u062d\u0648 62 \u0641\u0631\u0639\u0627\u064b \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0631\u062f\u0646 \u0648\u0641\u0631\u0639\u0627\u064b \u0648\u0627\u062d\u062f\u0627\u064b \u0641\u064a \u0642\u0628\u0631\u0635\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 118 \u062c\u0647\u0627\u0632 \u0635\u0631\u0651\u0627\u0641 \u0622\u0644\u064a (ATM) \u0648\u062b\u0645\u0627\u0646\u064a\u0629 \u0623\u062c\u0647\u0632\u0629 \u0635\u0631\u0627\u0641 \u062a\u0641\u0627\u0639\u0644\u064a (ITM).<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0639\u0627\u0645 2023\u060c \u0627\u0633\u062a\u062d\u0648\u0630 \u0627\u0644\u0628\u0646\u0643 \u0639\u0644\u0649 \u062d\u0635\u0629 \u0646\u0633\u0628\u062a\u0647\u0627 53.44% \u0641\u064a \u0645\u0635\u0631\u0641 \u0628\u063a\u062f\u0627\u062f \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642. \u0643\u0645\u0627 \u0627\u0633\u062a\u062d\u0648\u0630 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a \u0633\u0628\u062a\u0645\u0628\u0631\/ \u0623\u064a\u0644\u0648\u0644 2024\u060c \u0628\u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0645\u0639 \u0634\u0631\u0643\u0629 “\u0628\u0633\u0627\u0637\u0629 \u0627\u0644\u0642\u0627\u0628\u0636\u0629 \u0644\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629” \u0627\u0644\u0645\u0635\u0631\u064a\u0629\u060c \u0639\u0644\u0649 \u062d\u0635\u0629 \u0642\u062f\u0631\u0647\u0627 27.1% \u0641\u064a \u0645\u0646\u0635\u0629 “\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u0643\u0645” \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 \u0644\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n
<\/p>\n
\u0648\u0633\u062c\u0651\u0644 \u0627\u0644\u0628\u0646\u0643 \u0646\u0645\u0648\u0627\u064b \u0644\u0627\u0641\u062a\u0627\u064b \u0641\u064a \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d\u0647 \u0628\u0646\u0633\u0628\u0629 116% \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2024\u060c \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 274 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631. \u0648\u064a\u0639\u0648\u062f 50.93% \u0645\u0646 \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0628\u0646\u0643 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0648\u0627\u0628\u064a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0642\u0627\u0628\u0636\u0629\u060c \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0634\u0631\u0643\u0629 \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0643\u0648\u064a\u062a (\u0627\u0644\u0642\u0627\u0628\u0636\u0629) – \u0643\u064a\u0628\u0643\u0648.<\/p>\n
<\/p>\n
5. \u0634\u0631\u0643\u0629 \u0627\u0644\u0628\u0648\u062a\u0627\u0633 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 (APC)<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u062a\u0639\u062f\u064a\u0646 \u0648\u0635\u0646\u0627\u0639\u0627\u062a \u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0627\u0644\u0645\u0648\u0627\u0631\u062f<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 3.5 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 918 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 259 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 2.8 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u064f\u0639\u062f \u0634\u0631\u0643\u0629 \u0627\u0644\u0628\u0648\u062a\u0627\u0633 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0643\u0628\u0631 \u0645\u0646\u062a\u062c\u064a \u0627\u0644\u0628\u0648\u062a\u0627\u0633 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u060c \u0648\u0627\u0644\u0645\u0646\u062a\u0650\u062c \u0627\u0644\u0648\u062d\u064a\u062f \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629. \u0648\u0642\u062f \u0628\u0644\u063a\u062a \u0643\u0645\u064a\u0627\u062a \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0644\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 2.84 \u0645\u0644\u064a\u0648\u0646 \u0637\u0646 \u0645\u0646 \u0627\u0644\u0628\u0648\u062a\u0627\u0633 \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2024\u060c \u0628\u064a\u0646\u0645\u0627 \u0648\u0635\u0644\u062a \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u0625\u0644\u0649 2.78 \u0645\u0644\u064a\u0648\u0646 \u0637\u0646.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0633\u0628\u062a\u0645\u0628\u0631\/ \u0623\u064a\u0644\u0648\u0644 2024\u060c \u0642\u0627\u0645\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u062a\u0635\u062f\u064a\u0631 \u0623\u0643\u0628\u0631 \u0634\u062d\u0646\u0629 \u0628\u0648\u062a\u0627\u0633 \u0641\u064a \u062a\u0627\u0631\u064a\u062e\u0647\u0627 \u0625\u0644\u0649 \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0643\u0645\u0627 \u0623\u0633\u0651\u0633\u062a \u0643\u064a\u0627\u0646\u0627\u064b \u062c\u062f\u064a\u062f\u0627\u064b \u064a\u062d\u0645\u0644 \u0627\u0633\u0645 APC Trading and Logistics Europe AG \u0644\u062a\u0639\u0632\u064a\u0632 \u062d\u0636\u0648\u0631\u0647\u0627 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629.<\/p>\n
<\/p>\n
\u0648\u0631\u063a\u0645 \u0647\u0630\u0647 \u0627\u0644\u062a\u0648\u0633\u0639\u0627\u062a\u060c \u0627\u0646\u062e\u0641\u0636 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0646\u0633\u0628\u0629 37% \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2024\u060c \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 259 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
7. \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u064a (JIB)<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 1.2 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 451 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 93 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 8.6 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u064a\u0642\u062f\u0651\u0645 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u064a \u062e\u062f\u0645\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0648\u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0628\u0643\u0629 \u062a\u0636\u0645 89 \u0641\u0631\u0639\u0627\u064b \u064822 \u0645\u0643\u062a\u0628\u0627\u064b. \u0648\u064a\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 2,445 \u0645\u0648\u0638\u0641\u0627\u064b\u060c \u0641\u064a\u0645\u0627 \u0628\u0644\u063a \u0639\u062f\u062f \u0639\u0645\u0644\u0627\u0626\u0647 \u0646\u062d\u0648 1.27 \u0645\u0644\u064a\u0648\u0646 \u0639\u0645\u064a\u0644 \u0628\u0646\u0647\u0627\u064a\u0629 \u0639\u0627\u0645 2024.<\/p>\n
<\/p>\n
\u064a\u064f\u0639\u062f \u0627\u0644\u0628\u0646\u0643 \u0634\u0631\u0643\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0627\u0644\u0628\u062d\u0631\u064a\u0646\u064a\u0629\u060c \u0627\u0644\u062a\u064a \u062a\u0645\u0644\u0643 \u062d\u0635\u0629 \u0642\u062f\u0631\u0647\u0627 65.82% \u0645\u0646 \u0623\u0633\u0647\u0645\u0647 \u062d\u062a\u0649 \u0639\u0627\u0645 2024. \u0648\u0642\u062f \u0627\u0631\u062a\u0641\u0639 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0628\u0646\u0643 \u0628\u0646\u0633\u0628\u0629 6% \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2024\u060c \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 93 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
8. \u0634\u0631\u0643\u0629 \u0645\u0635\u0641\u0627\u0629 \u0627\u0644\u0628\u062a\u0631\u0648\u0644 \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0637\u0627\u0642\u0629<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 762 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 2.1 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 103 \u0645\u0644\u0627\u064a\u064a\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 2.5 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u064f\u0639\u062f \u0634\u0631\u0643\u0629 \u0645\u0635\u0641\u0627\u0629 \u0627\u0644\u0628\u062a\u0631\u0648\u0644 \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0648\u062d\u064a\u062f \u0644\u0644\u0645\u0634\u062a\u0642\u0627\u062a \u0627\u0644\u0628\u062a\u0631\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0643\u0631\u0631\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u060c \u062d\u064a\u062b \u062a\u0648\u0641\u0651\u0631 \u062d\u0627\u0644\u064a\u0627\u064b \u0646\u062d\u0648 44% \u0645\u0646 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629. \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u062d\u064a\u062f\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u062a\u0639\u0628\u0626\u0629 \u0623\u0633\u0637\u0648\u0627\u0646\u0627\u062a \u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0645\u0633\u0627\u0644 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629\u060c \u0648\u062a\u063a\u0637\u064a \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0645\u062d\u0644\u064a \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0639\u0627\u0645 2024\u060c \u0623\u0646\u062a\u062c\u062a \u0627\u0644\u0634\u0631\u0643\u0629 1.8 \u0645\u0644\u064a\u0648\u0646 \u0637\u0646 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a \u0627\u0644\u0628\u062a\u0631\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0643\u0631\u0631\u0629 \u0648\u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0645\u0633\u0627\u0644\u060c \u0628\u0632\u064a\u0627\u062f\u0629 \u062a\u064f\u0642\u062f\u0651\u0631 \u0628\u0646\u062d\u0648 9% \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642. \u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0641\u064a \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u060c \u062a\u0631\u0627\u062c\u0639 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0646\u0633\u0628\u0629 11.5% \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u060c \u0644\u064a\u0628\u0644\u063a 103 \u0645\u0644\u0627\u064a\u064a\u0646 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
9. \u0628\u0646\u0643 \u0627\u0644\u0627\u062a\u062d\u0627\u062f<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 476 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 784 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 77 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 11.8 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0633 \u0628\u0646\u0643 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0643\u0634\u0631\u0643\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0639\u0627\u0645\u0629 \u0641\u064a \u0639\u0627\u0645 1978\u060c \u0648\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0628\u0646\u0643 \u062a\u062c\u0627\u0631\u064a \u0641\u064a \u0639\u0627\u0645 1991. \u0648\u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2024\u060c \u0643\u0627\u0646 \u0627\u0644\u0628\u0646\u0643 \u064a\u062f\u064a\u0631 57 \u0641\u0631\u0639\u0627\u064b \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0641\u0631\u0639 \u062c\u062f\u064a\u062f \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642 \u062a\u0645 \u0627\u0641\u062a\u062a\u0627\u062d\u0647 \u0641\u064a \u0623\u0648\u0627\u062e\u0631 \u0639\u0627\u0645 2024.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025\u060c \u062d\u0635\u0644 \u0627\u0644\u0628\u0646\u0643 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0628\u0642\u064a\u0645\u0629 30 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0625\u0639\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 (EBRD) \u0628\u0647\u062f\u0641 \u062a\u0639\u0632\u064a\u0632 \u0645\u062d\u0641\u0638\u062a\u0647 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u062e\u0636\u0631 \u0648\u062f\u0639\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u062a\u0646\u0627\u0647\u064a\u0629 \u0627\u0644\u0635\u063a\u0631 \u0648\u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646. \u0643\u0645\u0627 \u064a\u0645\u0644\u0643 \u0627\u0644\u0628\u0646\u0643 \u062d\u0635\u0629 \u062a\u0628\u0644\u063a 10% \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0648\u0637\u0646\u064a (TNB) \u0641\u064a \u0641\u0644\u0633\u0637\u064a\u0646.<\/p>\n
<\/p>\n
10. \u0628\u0646\u0643 \u0627\u0644\u0623\u0631\u062f\u0646<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0628\u0646\u0648\u0643<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 597 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 328 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 50 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 4.4 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0633 \u0628\u0646\u0643 \u0627\u0644\u0623\u0631\u062f\u0646 \u0641\u064a \u0639\u0627\u0645 1960\u060c \u0648\u064a\u064f\u062f\u064a\u0631 \u062d\u0627\u0644\u064a\u0627\u064b 114 \u0641\u0631\u0639\u0627\u064b \u0648251 \u062c\u0647\u0627\u0632 \u0635\u0631\u0651\u0627\u0641 \u0622\u0644\u064a \u0641\u064a \u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0631\u062f\u0646 \u0648\u0641\u0644\u0633\u0637\u064a\u0646 \u0648\u0633\u0648\u0631\u064a\u0627 \u0648\u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0648\u0627\u0644\u0639\u0631\u0627\u0642. \u0648\u0642\u062f \u062a\u0631\u0627\u062c\u0639 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0628\u0646\u0643 \u0628\u0646\u0633\u0628\u0629 20.6% \u0641\u064a \u0639\u0627\u0645 2024\u060c \u0645\u0633\u062c\u0644\u0627\u064b 50 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631.<\/p>\n
<\/p>\n
10. \u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 (\u0623\u0648\u0631\u0646\u062c \u0627\u0644\u0623\u0631\u062f\u0646)<\/p>\n
\u0627\u0644\u0642\u0637\u0627\u0639: \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a<\/p>\n
<\/p>\n
\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629: 816 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a: 509 \u0645\u0644\u0627\u064a\u064a\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d: 58 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u0627\u0644\u0623\u0635\u0648\u0644: 1.1 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631<\/p>\n
<\/p>\n
\u062a\u0623\u0633\u0633\u062a \u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629 \u0641\u064a \u0639\u0627\u0645 1996\u060c \u0648\u0628\u062f\u0623\u062a \u0627\u0644\u0639\u0645\u0644 \u062a\u062d\u062a \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 “\u0623\u0648\u0631\u0646\u062c” \u0641\u064a \u0639\u0627\u0645 2007. \u0648\u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u062a\u0634\u0645\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644.<\/p>\n
<\/p>\n
\u0648\u0641\u064a \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025\u060c \u0623\u0637\u0644\u0642\u062a \u062e\u062f\u0645\u0629 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u0641\u0636\u0627\u0626\u064a \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629. \u0648\u0642\u062f \u062a\u0631\u0627\u062c\u0639 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0646\u0633\u0628\u0629 9.4% \u0641\u064a \u0639\u0627\u0645 2024 \u0644\u064a\u0628\u0644\u063a 58 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631. \u0648\u062a\u0645\u0644\u0643 \u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0644\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a\u060c \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0623\u0648\u0631\u0646\u062c \u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629\u060c \u062d\u0635\u0629 \u0642\u062f\u0631\u0647\u0627 51% \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0629.<\/p>\n
<\/p>\n
\u062a\u0631\u062c\u0645\u0629: \u0645\u0647\u0646\u062f \u0623\u0646\u0633\u064a<\/p>\n","protected":false},"excerpt":{"rendered":"
\u0634\u0647\u062f\u062a \u0628\u0648\u0631\u0635\u0629 \u0639\u0645\u0651\u0627\u0646 \u0646\u0645\u0648\u0627\u064b \u0645\u0637\u0631\u062f\u0627\u064b \u0641\u064a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629\u060c \u0625\u0630 \u0627\u0631\u062a\u0641\u0639\u062a \u0645\u0646 24 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0641\u064a 26 \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2024 \u0625\u0644\u0649 26.4 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u062d\u062a\u0649 10 \u0623\u0628\u0631\u064a\u0644\/ \u0646\u064a\u0633\u0627\u0646 2025. \u0648\u0642\u062f \u0647\u064a\u0645\u0646 \u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0644\u0649 \u0627\u0644\u0635\u062f\u0627\u0631\u0629\u060c \u062d\u064a\u062b \u062c\u0627\u0621\u062a \u0633\u0628\u0639 \u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u0623\u0635\u0644 \u0623\u0643\u0628\u0631 \u0639\u0634\u0631 \u0634\u0631\u0643\u0627\u062a \u0645\u062f\u0631\u062c\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639. \u0648\u062a\u0635\u062f\u0651\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0631\u0628\u064a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0628\u0623\u0635\u0648\u0644 \u0628\u0644\u063a\u062a 71.2<\/p>\n","protected":false},"author":2,"featured_media":10044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-10043","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-27"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/posts\/10043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10043"}],"version-history":[{"count":1,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/posts\/10043\/revisions"}],"predecessor-version":[{"id":10045,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/posts\/10043\/revisions\/10045"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=\/wp\/v2\/media\/10044"}],"wp:attachment":[{"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aljisrnews.net\/jo\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}